KDIPL Finance

Home Loan

, Loan againts property, car loan, personal loan, easy loan process, two wheeler loan, business loan, plot loan
 
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Loan Against Property
Loan against property or Property Loan as it is often referred to is a loan taken by pledging your existing property as a security. Loans against property can come in handy when other sources of funding get exhausted.

Compare Loan Against Property (LAP) Rate of Interest of Standard Chartered Bank , HSBC Bank , Indiabulls Housing Finance , Hdfc Ltd. , Barclays , Deutsche Bank , Dhanlaxmi Bank , Bajaj Finvest Ltd.

It is important to understand that a loan against property is different from a mortgage. While a mortgage is a bank loan taken to buy a property, a loan against property is a loan secured from the bank by putting up your existing property as a security against the loan.

Depending upon the existing market conditions, the paid up value of the property and other factors, the value of the loan against property can be anywhere between 40-60 % of the property value. Cash in on your smart investments of the past and build a safe future. Take a property loan today and use it for any kind of requirement

Kindly fill the maximum information about you it`s time saving during loan process.

Compare Loan Against property rate of interest :

BANK NAME  RATE OF INTEREST  P.F.
Standard Chartered Bank 11.50%-12.50% 0.25%-1%
HSBC 12%-12.50% 0.25%-1%
Indiabulls 13%-16% 1%
Hdfc Ltd.  12%-12.50% 1%
Barclays 11.50%-12.50% 1%
Deutsche Bank 12%-12.25% 0.75%
Dhanlaxmi Bank Ltd. 12% - 14.50% 1%-1.50%
Bajaj Finvest ltd. 13% - 16% 2%
 
When can I avail a Loan against my property?
You can avail a loan against your property to fulfill your financial requirements such as business expansion, your childs higher education, marriage of your child, any unforeseen medical emergency or even for holidaying abroad.

Eligibility for loan

The Banks / NBFCs generally take into account the following factors to determine the eligibility for a loan against property :
• Age
• Income
• Co-applicant's income (if applied jointly)
• Financial documents
• Liabilities
• Property valuation
• Number of dependants
• Stability/Continuity of employment/Business

The maximum amount of loan my property
You can get a loan against property up to 70% of the property value depending on the Bank / NBFCs policy and the property type and valuation